Business Insurance

What is Business Insurance?

Business insurance protects your investments by minimizing any financial risk associated with any unexpected events, such as the death of a business partner, an injured employee, a lawsuit or a natural disaster.

Business insurance is a broad name for coverages that are available to business owners to protect their interests and against losses to insure they are able to continue the day-to-day operation of their business.

Major Types of Business Insurance:

  • General Liability Insurance - this type of coverage protects against liability claims for bodily injury arising out of premises, products, operations, products and completed operations; and advertising and personal injury liability
  • Commercial Auto Insurance - covers any type of vehicle owned by the business 
  • Commercial Property Insurance - covers risk of loss to the business's buildings or personal property
  • Commercial Umbrella Insurance - liability coverage that is in excess of specified other commercial insurance policies
  • Professional Liability Insurance - more commonly known as Errors and Omissions (E&O) in the United States, this helps protect professional advice and service-providing companies from bearing the full cost of defending against a negligence claim made by a client
  • Business Owner's Package (BOP) - this combines protection from all major property and liability risks in one package
  • Worker's Compensation - coverage that provides wage replacement and medical benefits to employees injured in the course of employment
  • Group Health Insurance - coverages offered to eligible employees (and in some cases to family members) as a benefit of working for that company
  • Group Life Insurance - term insurance covering a group of people, usually employees of a company
  • Group Disability Insurance - covers regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from injury or illness
  • Supplemental Insurance - extra or additional insurance that can be purchased to help pay for services and out-of-pocket expenses that your regular insurance does not cover
Nauholz Insurance - Sumner, IA Business Insurance Quote
Get a business insurance quote

Contact Nauholz Insurance  to learn more about the right business insurance for you!